Ft. Lauderdale Bankruptcy Lawyer

Information on Filing for Bankruptcy in Fort Lauderdale, FL

When crushing debt is making your life a nightmare, and there appears to be no solution, the federal government has passed laws allowing you the opportunity for a fresh financial start. The laws regarding bankruptcy are in chapters; the different types of bankruptcy are called by their chapter they fall under in the code. Each one is for a specific situation. In 2005, the requirements for bankruptcy were made more stringent, and more documentation is required, both from the individual filing and their attorney. We at McCue Law Firm have found that most of the clients who come to see us still qualify for bankruptcy. We are glad to help our clients solve serious financial problems and guide them through the process of bankruptcy filing.

Areas of Practice

Chapter 7 (Liquidation) For individuals, couples and businesses that are in serious debt trouble and have no hope of paying it off, chapter 7 is usually the most effective form of bankruptcy, as it allows for you to discharge your consumer debt, and be finally free of it. Read more about chapter 7 (liquidation)...

Chapter 13 Some people will not qualify for chapter 7, as they are currently employed, either self employed or working for another firm and are getting a steady paycheck. If you have too many assets or don't wish to file chapter 7, this form of bankruptcy allows you to manage your debt in one payment for overdue obligations over a 3 - 5 year period. Read more about chapter 13...

Business Chapter 7 When a business is suffering financially, as many are in the recession, they could not be making enough sales to cover their debt or make the business viable. In such cases, filing business chapter 7 can be the solution that allows you to move forward with a fresh start. Read more about business chapter 7...

Foreclosure Defense Countless families are under great financial stress and facing foreclosure. How this matter is addressed, as well as your goals in the situation is of great importance. If you are hoping to keep your home, there are actions that can be taken to fight back. There have been a great number of foreclosures in Florida that were filed incorrectly and can be defended, and other legal options that can be employed. Read more about foreclosure defense...

Credit Card Lawsuit Defense Are you being sued by a credit card company? You may not realize that you could defend against the lawsuit and in many cases, resolve it completely paying very little, or in some cases, nothing. At The McCue Law Firm, we know how to deal with credit card lawsuits, and should evaluate your case before it proceeds further. Read more about credit card lawsuit defense...

Garnishment Relief Having your paycheck garnished is extremely distressing. We know how to get this issue under control and make arrangements so that you can have the full amount of your paycheck. When families are struggling, the last thing they need is the difficulty of not having enough money to pay for the basics. Read more about garnishment relief...

Fair Debt Collection Practices Act (FDCPA) Under federal law, all consumers are protected from certain actions by creditors. Some collection firms ignore the law and violate the rights of those they call, write to or contact. If you are a victim of creditor harassment or abuse, we could seek compensation for you by filing a lawsuit against them. Read more about the Fair Debt Collection Practices Act (FDCPA)...

Florida Consumer Collection Practices Act (FCCPA) Under state law, you are protected from certain types of collection actions, as well as by federal law. Firms that violate state law can be held accountable and may be required to pay you damages if they overstepped the bounds of the law and abused you. Read more about the Florida Consumer Collection Practices Act (FCCPA)...

Mortgage Loan Modification No matter what program the federal government has offered, many homeowners have been unable to arrange a loan modification. We know how important it is to get an underwater mortgage under control, and we have had great success negotiating these matters with banks and other lenders for our clients. Read more about a mortgage loan modification...

Fair Credit Reporting The credit reporting agencies are required to remove any false information and update information about you when circumstances change. This often does not occur, and if you are facing trouble with your credit report, we can get involved and force the reporting agencies to repair the errors. If you have filed for bankruptcy, when your debt is discharged, your credit report must reflect the improvement and that you no longer owe the debt. Read more about fair credit reporting...

Credit Repair A damaged credit report can cause endless problems when trying to buy a car, a home or any other item. If your credit has suffered and you need to take action to get it back into a good condition, there are actions that can be taken to assist you. Read more about credit repair...

Debt Settlement Many debts can be settled for a fraction of their total value with help from a skilled Fort Lauderdale bankruptcy lawyer from The McCue Law Firm. We have negotiated some of the lowest settlements and our focus is strictly on you and your financial health. We know how to make the best deal for you. Read more about debt settlement...

Collections Defense If you are under fire from a collection agency or owe money and are being hounded for it through phone calls, letters, or face legal threats, something can be done to bring it to a stop and give you the relief you need. We are highly qualified to assist you in collections defense and will take on all creditors for you if this will solve your financial problems. Read more about collections defense...

Debt Relief Getting relief from debt can be an urgent issue for individuals, families and small businesses. There are a variety of legal actions that can be taken to assist you to get your debt under control, and we know them all. Read more about debt relief...

Debt Negotiation You may have tried to negotiate your debt with a credit card company or other company that you owe money to. They are often very difficult to work with and may not have offered you any degree of relief, even reducing interest rates or principal. Read more about debt negotiation...

Debt Litigation There are several situations that could require litigating a debt. These include defending against a lawsuit that involves a debt, as well as litigating debt in bankruptcy court so that you get the absolute best outcome after filing, and we can assist in this crucial process. Read more about debt litigation...

Debt Counseling A requirement in filing for bankruptcy is that you have debt counseling before filing a petition. There are specific credit counseling agencies that are accredited for this process, and we can advise you about every aspect of the bankruptcy process. We can also evaluate your personal financial situation and counsel you about the best method for resolving it. Read more about debt counseling...

Top 5 Bankruptcy Myths There are 5 common myths circulating throughout the community about bankruptcy. Never get information about bankruptcy from any place other than our trusted law firm, as we will advise you and give you accurate information so you can make a decision that is based upon fact. Read more about the top 5 bankruptcy myths...

Rescuing Your Home Are you in danger of losing your home through foreclosure? There are actions that can be taken to help you fight back against foreclosure. Those who are facing the loss of their home through foreclosure can get the professional assistance they need from our firm. Read more about rescuing your home...

The Bankruptcy Process The entire bankruptcy process is usually completed within 4 - 5 months. At the end of the sequence of actions, you will no longer owe your consumer debt - it will be discharged, in chapter 7. Each form of bankruptcy has specific steps to reach the goal of a fresh financial start. Read more about the bankruptcy process...

Life After Bankruptcy Many people don't realize how much easier life is after bankruptcy. Freedom from the stress of constant creditor calls and letters, and having the money to keep up with your bills , and even save , is an incredible relief for those who have suffered under financial stress for a long period of time. Read more about life after bankruptcy...

Benefits of Bankruptcy One of the most instant benefits of bankruptcy is the "automatic stay" in which creditors are no longer allowed to contact you at all. This brings a great deal of relief to business owners, individuals or families who have been fielding calls from creditors and juggling payments. Read more about the benefits of bankruptcy...

Means Test One requirement for filing for bankruptcy is the means test. This test is the determining factor in whether you will be able to file chapter 7 or chapter 13. Many people try to deal with it on their own, make errors, and then face a denial, a delay or can even face legal action if it is though that you have fraudulently moved assets to avoid losing them. We can assist you with every step of the bankruptcy process, including the means test. Read more about the means test...

Creditor Harassment You have consumer rights that protect you against creditor harassment or abuse. These rights are in both federal and state law, and any firm that violates them could be forced to pay you damages. If you are being harassed or abused by a collection agency, we know exactly what to do to bring it to a stop. Read more about creditor harassment...

Bankruptcy vs. Debt Consolidation There are options in debt-related problems other than filing for bankruptcy. In some cases, debt consolidation can resolve the difficulties and allow you to avoid filing for bankruptcy. Bankruptcy also has some great benefits, and making a decision can be difficult. We can help by analyzing your financial situation. Read more about bankruptcy vs. debt consolidation...

Deed in Lieu When a property was purchased at a price that is far beyond the current market value, it may not make sense to hold on to it. A deed in lieu of foreclosure allows you to be free of the property without the damage to your credit that foreclosure brings. Read more about a deed in lieu...

Eliminating Second Mortgages You may have a second mortgage on your home, and now your property has plummeted in value. When a second mortgage is no longer secured by the value of the property, it may be possible to eliminate it through bankruptcy, often termed "mortgage stripping". Read more about eliminating second mortgages...

Why Hire Us Why should you hire our firm above others in the area? In the recent economic downturn, many law firms are starting to work in this area of the law. We have been involved for years and are very experienced, as well as personally compassionate and have a real interest in you, your family and your financial future. Read more about why you should hire us...

What Every Person Considering Bankruptcy Needs to Know If you are considering filing for bankruptcy, there are certain critical issues that you need to know before proceeding. Our firm can advise you of all the vital information so you can make a decision based upon accurate information. Click here to find out what every person considering bankruptcy needs to know...

Contact a Fort Lauderdale bankruptcy attorney from our firm for immediate assistance and information about bankruptcy and other debt solutions.