Ft. Lauderdale Creditor Harassment Attorney

Fighting Back Against Creditor Abuse and Harassment

No matter how much debt you owe or how long it's been since you last made a payment, you should not have to suffer the indignity of being harassed by your creditors or debt collectors. At The McCue Law Firm, we will stand by your side and fight together we will fight this harassment until it stops. Under the Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA), creditors and debt collectors can never resort to exceedingly aggressive tactics when attempting to collect a debt. A Ft. Lauderdale bankruptcy attorney from our firm will assess your situation and take the necessary legal steps to stop this illegal behavior.

Taking Action in Violations of Consumer Rights

To have a better understanding of your rights as a debtor, it is very important for you to be able to differentiate between normal collection practices and illegal harassment. While they can sometimes cross the line, creditors and debt collectors are in fact legally allowed to actively pursue the repayment of the money owed to them. These institutions and agencies can attempt to facilitate a repayment in any way that does not violate the terms of the FDCPA or the FCCPA. Even though these debt collectors know the guidelines and laws set forth in these acts, they will, in some instances, knowingly violate your rights as a debtor.

Under the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act, your creditors will have to follow a number of strict guidelines or risk fines and legal action. According to these laws, it is illegal for a debt collector to use rude or threatening language, call you early in the morning or late in the evening, call you excessively throughout the day, mislead you into thinking they are lawyers, threaten that they will sue you or send you to jail, or talk to any family or friends about your debt situation. If you feel like you are being excessively abused by your creditors or by debt collectors, you should not hesitate to call our firm today.

Contact a Ft. Lauderdale creditor harassment attorney if you would like to take legal action to stop creditor abuse.