Fair Debt Collection Practices Act Attorney in Ft. Lauderdale

Violations of the Fair Debt Collection Practices Act in Fort Lauderdale

Most individuals that find themselves under water financially did not arrive there by silly purchases or out of control spending. Extensive research by a Harvard sociologist in the area of why families filed for bankruptcy or found themselves in deep debt proved otherwise. What was found was that most bankruptcies or severe debt delinquencies are triggered by a major life event or a hardship. Nor was the debt incurred by the purchase of toys and big screen television sets. No, the debt in most cases came about by the combination of escalating costs of living and stagnant income levels.

The three key factors were cost of housing, medical expenses and the growing burden of providing an adequate level of education to children. Over time the debts mount until an unplanned circumstance triggers the debt bomb. If you find yourself in such a situation the first thing to do is to seek the advice of a Fort Lauderdale personal bankruptcy attorney for an expert review and consultation.

There are Federal Protections against Creditor Harassment

Some years ago Congress recognized and acknowledged the abusive practices rampant throughout the debt collection industry. The entire industry is now subject to very exact rules and restrictions as to what they are allowed to say, to do or the manner in which they may communicate with you. Despite the existence of these strong Federal guidelines abuses and harassment still take place on a daily basis. As partners in The McCue Law Firm, Christian and Lisa McCue have been able to protect many of their clients from suffering under abusive collection activities while helping to provide real solutions their financial problems.

Simply pounding on someone to collect money that isn't there won't make a bill go away. There are options available to you as well as relief from creditor harassment. Make the call today and contact a Fort Lauderdale Fair Debt Collection Practices Act Lawyer for help.